who is the best Uk based Credit Repair company to use to remove late payments marks on credit file?

Question by : who is the best Uk based Credit Repair company to use to remove late payments marks on credit file?
i am looking for a Credit Repair Company in the UK that can help me remove late payment marks from my credit file.

these late payments are now 12 months old but it is still effecting my credit report.

Best answer:

Answer by timothy p
If the late payments are legit then they can’t be removed. Credit repair companies don’t do anything that you can’t do yourself. They will dispute the late payments. The marks will temporarily disappear from your report. The creditor has a set number of days to validate. Most validate within a few days to a couple of weeks. The negative payments will then begin to show again.

Your best bet would be to try a good will letter to the creditor asking them to remove the late payments from your report. It is your credit and you earned it so you will be asking a huge favor of them. Be polite.

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